Interactive Mortgage Tools

Mortgage Information

Mortgage Resources

Buying Roseville Real Estate?
Looking For a Home in Rocklin?
Searching For Sacramento Properties?
On The Hunt For Great Deals in Folsom or El Dorado Hills?
Would You Like To Take Advantage Of The Market?

You've Come To The Right Place!

At Western Bancorp, it’s the mission of Justin Lees & Chris Lees to assist you in getting the best home loan available in addition to the lowest rate possible in all of California. We are committed to providing the highest customer service, and this is the reason so much of our business is by referral and past customers. Western Bancorp is located in Rocklin, CA just a few miles from the Roseville Galleria and just up the street from Adventure Christian Church. We welcome you to browse our website where we have numerous tools, educational videos and mortgage program information designed to help you make the right decision.

Whether you are looking to purchase your next home, or refinance your
existing home, Western Bancorp has access to the best financing options
available. Although we primarily serve Rocklin, Roseville, Sacramento,
Folsom, El Dorado Hills and the Bay Area, we have many great clients who live all over California, especially in Los Angeles and San Diego. When compared with other lenders, our customers have found that we excel in all loan programs including Conventional Home Loans, Conforming Loans, Jumbo Loans, FHA Loans, FHA Streamline Loans, Super Jumbo Loans, VA Loans and USDA Loans. We also offer many No Cost Loans (including the no cost FHA Streamline) and have access to some Down-Payment Assistance Programs.

What makes us different?

We often get this question. In an industry where mortgages seem to be a
commodity, there must be something that sets you apart. Not only does
Western Bancorp have among the best interest rates in California, we work 7 days a week to ensure that each customer gets the highest level of customer service. Most days we work 12 hours and go the extra mile for every customer.

Do you owe MORE than your home is worth?

H ome Affordable Refinance Program may help!

HARP 2.0 will help people refinance without an appraisal!

The government has launched the Home Affordable Refinance Program which will help homeowners who owe more than their home is worth. We help people everyday whose mortgages are more than their home value.

CLICK HERE TO FIND OUT IF YOU QUALIFY!

ARE YOU THINKING ABOUT WALKING AWAY FROM YOUR HOME? DO YOU KNOW THE REAL DIFFERENCE BETWEEN A SHORT SALE & A FORECLOSURE?

CLICK HERE TO GET MORE INFORMATION

OUR DREAM IS TO MAKE YOUR DREAM OF HOMEOWNERSHIP A REALITY

LOOK INTO OUR HOMEOWNERSHIP ADVANTAGE OFFER

You have access to the following

ACCESS TO MLS LISTINGS

FREE HOME VALUE QUOTES

FREE VALUABLE REPORTS

MORTGAGE TOOLS & CALCULATORS

LOCAL COMMUNITY INFORMATION

ACCESS TO RECOMMENDED PROS

... AND MORE

My goal is to provide you with superior service at all times and give you all the information you need to make an educated decision.

WE HAVE LOAN PROGRAMS TO FIT ANYONE'S NEEDS INCLUDING:

Sacramento Home Loans - We specialize in home finance and have conventional Loans, Jumbo Loans, Super Jumbo Loans, VA Loans, USDA Loans and can finance up to 95% of the value of the home**

Sacramento Jumbo Loans - We can finance loans up to $2M.

Sacramento FHA 203k Refinance Loan - This program is designed as a renovation loan. If you need to remodel your home, add energy efficient appliances, or install Solar Power, this loan could right for you.

SacramentoFHA 203k Purchase Loan - This is a great rehabilitation loan if you find your dream home that needs some TLC. This loan gives you the ability to finance the rehab work.

Sacramento FHA Streamline Loan- This programs lets you take advantage of the benefits of having an FHA loan by allowing you to refinance will less documentation.

SacramentoVA Loans - This is great for military personnel whether you're a First Time Home Buyer or not. Zero Down Loan Program.

Sacramento USDA Loan - This is also a great Zero Down Loan Program for Rural Areas.

My Community (Fannie Mae) - This is another great First Time Home Buyer Loan Program which more flexible underwriting guidelines.

Sacramento Reverse Mortgage - This program offers homeowner's 62 years and over access to their equity without having to make payments.

California Solar Power - Homeowner's can eliminate nearly their entire electricity bill with ZERO money down and no out of pocket costs.

If you need immediate assistance,

Click Here to Ask An Expert

Best Regards,

Justin Lees
Branch Manager
Western Bancorp
916.276.7618

Find the solution that fits your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

Begin Process...

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

Begin Process...

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.

Begin Process...