California Jumbo Loans - up to $2M

30 year fixed & Interest Only ARMs available

Product Highlights:

 30 year fixed rate product
 49.99% maximum DTI ratio

Primary Residence Transactions:
Purchase, rate/term and cash-out refinance transactions are eligible
Loan amounts up to $2,000,000
1 – 2 unit properties
720 minimum credit score
75% maximum LTV
Minimum PITI reserves:
 12 months for loan amounts < $1,000,000
 18 months for loan amounts $1,000,001 - $1,500,000
 24 months for loan amounts $1,500,001 - $2,000,000

Second Home Transactions:
Purchase and rate/term refinance transactions are eligible (cash-out refinances are NOT allowed)
Loan amounts up to $2,000,000
1 unit properties only
24 months minimum PITI reserves
720 minimum credit score for purchase transactions
70% maximum LTV
Minimum PITI reserves:
  24 months for loan amounts < $1,000,000
  36 months for loan amounts $1,000,001 - $1,500,000
  48 months for loan amounts $1,500,001 - $2,000,000


Interest Only ARMs
Up to $2M
10/1, 7/1 and 5/1 ARMs

Contact me for qualifying guidelines on the JUMBO Loans
 



 


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