Sacramento FHA Streamline

The Sacramento FHA Streamline Refinance allows you to refinance your already existing FHA loan with much more ease than when you qualified for it the first time. 

PROGRAM HIGHLIGHTS FOR FHA STREAMLINE REFINANCE:
  • Can be done without an appraisal
  • Typically no income verification is needed
  • Less documentation needed
  • Verbal work verification is generally sufficient
  • The upfront mortgage insurance premium refund can sometimes result in your new loan amount being less than your existing loan amount.
  • When the monthly mortgage insurance amount drops off, that amount can be larger as a result of FHA Streamline Refinancing.
PROGRAM DRAWBACKS:
  • The loan does start over.
  • None of the closing costs or amount needed for escrow reserves can be financed and must be paid out of pocket.
See what you qualify for:

 


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